Is there a way of knowing which stores use which credit bureau?

Is there a way of knowing which stores use which credit bureau?

I am interested in getting some type of store card (example: walmart, old navy, target, best buy and others) Are there certain stores that get your credit report from one bureau or another? The reason I am asking is because my credit is not the best and transunion seems to have alot of bad things in my report and the other two dont? Is there anything I can do or a way of knowing?

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Can someone please explain the procedures followed in the Chapter 7 bankruptcy?
Can someone please explain the procedures followed in the Chapter 7 bankruptcy? Thank you.
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If you cancell a credit card will it lower your credit score or hurt it?

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How can I get a mortgage with low income and bad credit?
Getting divorced and ex has brought credit score down. Have home now and will get 100k equity so new mortgage will only be for 100k. where can I get a mortgage? I’ve been paying 1900 a month.
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I have a credit score of 565 my cosigner has credit of 775 but no job can i still get an auto loan?
I’m looking at a newer truck because mine is starting to break down the loan is going to be for 8500 after my trade in and my girlfriend is going to be my cosigner she has excellent credit but no job shes just finishing up school will they find a loan through one of their financial institutions the first one they checked denied us because she doesnt have a job any ideals?
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Why are we charged for free credit reports?

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I have real poor poor credit and i need a auto loan can any one help?
my credit score is a 518 an i need a car i have a 1000 dollars down and real good job that pays well been on it for two years but the car i have now is going to stop working in a week are so so i need a auto loan any one know any good loan comany that helps with bad credit
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What happens if you don’t pay a payday loan?

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I want to get an auto loan but have no income?
My wife is the only one bringing home the income and it’s a little over 100k. We are planing on buying a home under her name but at the same time we are trying to get a car. My credit score is fair and her credit score is above 700. Well my question is….If I get a loan with her as the cosigner, would there be an inquiry on her credit report? Would her credit score go down??? And will it affect her from getting a home loan? Please if anyone know please let me know.. THANK YOU””
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Loan Question?! Advice please :D?
My bank won’t let me take a $5000 auto loan out with out a co-signer. I already took smaller loans out before, paid them off with NO late payments. Since I can’t get a co-signer (my parents both have bad credit) I can’t get the loan. My boyfriends credit union gave him a 7000 dollar auto loan with out a co-signer. If I open an account with them tomorrow is it possible to take a loan out right away from them with out a co-signer? If I do need one could by boyfriend sign?””
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How can i clean my credit but i not have credit!!?
can someone give me answer i dont know how because i dont have credit card i never has before but i has bad credit. how can i find what i own bills all of this and how can i find out on internet??
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I filed bankruptcy 6 years ago(lost my job) I include a credit card by WFNNB(world financial network bank)?
I had no choice but to file (I list my job after 6/11) since then I have had worked very hard on rebuilding credit. I bought and paid off a car that was financed. I currently have 2 credit cards I only charge what I know I can pay off monthly. but I really want this this one credit card, it is a store credit card that I shop at regular, having this card they offer the card holder great coupons and discounts. Since I filled bankruptcy I had also bought my own home and my credit score is 750. If i apply for the card will hey deny me because I had the card before and put it in my bankruptcy?””
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What happens if I over charge my credit limit?
I’m in a tough spot. I am EXTREMELY pissed at the Best Buy credit card I applied for, with all there rediciulous fees, and other problems I have. I wanna pay off my remaining balance with my major credit card, which I pay no interest on AT ALL! But I’m gonna go over my limit by $100 or so… will it go through? I’ll know I’ll be charge with a fee, but how badly will that hurt my credit? I can now focus on this one card instead of my Best Buy one aswell.””
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Really free credit report and score?

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Should I tell a landlord I have bad credit while applying?
I dont have the greatest credit in the world but also not the worst. I have no bankruptcy but alot of little things on there. I have tried to rent 2 other places both rejected me because of my credit ( I live in WI if that matters). I am going to go see a place tonight and give them an application if I like it. Should I let them know I have bad credit and why I have it so they get a heads up? I make alot of money now and dont have anything bad on my credit report since 2004. Also, I am moving in with my GF and by best friend who is a guy. He has good credit and she has OK…Should I just put them on there or what should I do? This is the last place in my area I can rent from other wise im living in a box!!!! HELP!!!!””
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Living with bankrupt boyfriend?
My boyfriend has worked for himself for years and told me yesterday that he had been audited and now owes the Canadian government $60,000 and the interest accumulated over 8 years bringing his grand total to $160,000. He is speaking with a trustee but through research and conversations with Canada Revenue Agency, it seems that his best option may be bankruptcy. I’m a flood of emotions and questions, some of which I resolved through a bit of research. I love the man and I don’t think I would be able to abandon him in his time of need. We live 1.5 away from eachother and only see eachother on the weekends and had been discussing him moving to my city to live together, prior to this revelation. If have nipped this in the bud because I do not want to put myself in the line of fire. Neither of us own a house but we do both have vehicles that are paid for. I have a tidy sum in my savings and own an entire houshold of nice furniture etc. **HYPOTHETICALLY** If we at any point move in together am I at risk of having my belongings or savings seized by Canada Revenue Agency becuase we share that same residence? If so, how can I proove that they belong to me and not him if need be? Is there a time frame between when he files for bankruptcy and when moving in with him will pose no risk? I am just asking because I was really excited to start the next chapter of my life with this man and now my dreams feel dashed, maybe I’m looking for hope. Please, some advice would be appreciated.””
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Is there really a way to get a FREE CREDIT REPORT online?
I’m so tired of filling out all my information for a free”””” credit report””
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Is there a way to stop a garnishment without filling for bankruptcy?

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“”Options if you are $9,000 upside down in car loan?””
we are trying to get a new car but seem to not have any options since we are $9,000 upside down on a 2007 saturn aura. we owe about $23,000 and the trade-in value is about $14,000. are we just out of luck on getting a new car for under $600/month (trying to get about a $25,000–30,000 car if possible). thanks!””
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Your credit card company charges 18 % APR (Annual Percentage Rate )What is your daily periodic rate?

“Is there a way of knowing which stores use which credit bureau?

I am interested in getting some type of store card (example: walmart, old navy, target, best buy and others) Are there certain stores that get your credit report from one bureau or another? The reason I am asking is because my credit is not the best and transunion seems to have alot of bad things in my report and the other two dont? Is there anything I can do or a way of knowing?

I am interested in getting some type of store card (example: walmart, old navy, target, best buy and others) Are there certain stores that get your credit report from one bureau or another? The reason I am asking is because my credit is not the best and transunion seems to have alot of bad things in my report and the other two dont? Is there anything I can do or a way of knowing?

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I have to complain to State Bank Of India Officials. What is the E-mail address.?
I took a housing loan in 2003(Dehradun) and the monthly installment was Rs.5000/pm. Now the Bank says — 1. That I will have to pay Rs10000/pm as monthly installment on the grounds that the payments were irregular. Yes initially it was so but it was cleared and for more than 03 years it is regular as the installment is by transfer from my SBI account only in the same Branch. 2. The most important is that the attitude of the Bank officials is very unfriendly, non co-operative and misguiding. 3. Due to apathetic attitude of the officials they keep on shunting me from one window to another as well as from one Branch to another. 4. The reason for sure is some mistake in maintaining my Loan Account by them ?””
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Can you get an airline ticket without a credit card?
I know about the GreenDot/other prepaid credit cards. I don’t want to get one because they seriously rip you off. It cost me over $75 the first time..just to get the card.. $10 for activation, $20 for some other package, and 40 for some required activation thing on the phone….plus they charge you 5 bucks to use it. I don’t wanna go to the airport and pay cash…becuase I don’t know if I’d be able to get the flight (my destination is at a small airport, not a big one) and also, it’s gonna cost me enough, won’t it cost like, 3x more at the counter?””
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Can a mortgage broker perform an appraisal for their clients?
My family lives in Wisconsin and are looking at purchasing a house. I’ve heard that the mortgage company I’m working with does their own appraisals on properties their clients are interested in purchasing. Can they perform the appraisal or should it be done by another party who has no interest in the outcome of the property? Does the mortgage broker have to notify you that they will be performing the appraisal? I have searched the mortgage lenders site several times and have never seen anything about them doing appraisals. The house that I’m interested in, they did the appraisal and never said to me that it would be done by them.””
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Is there any way to do a free credit reference check on my address?
I tried to apply for a Smile co-op bank account last night and my application was rejected, no reason given. I’m wondering if the previous tenant at my address may have gotten the address blacklisted. Is there any way I can check this (for free)?””
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#repost

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Is there any where I can get my credit score free?
I know there are places I can get my free credit report but what about my score?
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I Need A Personal Loan Quick But I Have Bad Credit?
i need a personal loan quick but i have bad credit”””” Please show me where to get a quick personal loan that disregards bad credit. I have searched the internet for a while but didn’t really find what I wanted… Thank you””””””
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Is it easier to get a lease than a new car loan?
My credit once was great but suffered slightly due to a longterm layoff i went through most of 2009 and early 2010. Ive been back to work for quite a while now, but due to being a slow payer and running up a couple credit cards during that layoff time my credit took a hit, now my credit score is around 600. I was wanting to buy a different car, as my car i am driving is 10 years old now and has a few mechanical problems. I actually bought it new 10 years ago. I was looking for a cheaper small used car, something like a Toyota Corolla or Ford Focus as example- just to last me for a few years until things get more stable. I get several loan offers but both had terribly high interest rates, of up around 13–14% with a maximum loan amount of 14,000. I was just curious, is it easier to lease a car than to get a loan for a car if your credit is rather shaky? I know leases arent perfect but a lease might work for me as i only need to drive a short distance to and from work and probably only put around 12,000 miles a year on a car if that.””
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I want to check credit history?

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Where should I be after a year of building my credit score?
I started to build my credit about a year ago, and I prior to this I had no credit history at all. Just curious if after this time a credit score of 710 is bad or good? I just want to make sure that there isn’t something more I could be doing to build it better? I’ve kinda been tossed into the world with really no help lol. So it would be nice for someone to tell me if I’m doing something wrong.””
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“”21 years old, full time student, $4000 credit card debt…please give advice!?””
Ok so I realize now this was a STUPID thing to do so please no critical comments. I’m working this summer (about 28–35 hrs/wk)and literally putting all my paychecks towards my bills and gas except all I’m doing is paying off high interest and cannot seem to lower my balance on my credit cards. When I start school at the end of August I will only be working 11 hours in between classes on campus so how am I suppose to pull this off other than getting another job?? I have $2900 on a Sears mastercard alone with 23% apr and I wanted to do a 0% balance transfer…i researched it for a while, but when I apply I don’t get accepted. I think of how many people have thousands and thousands of debt and think maybe my situation isn’t AS BAD as I’m making it out to be. But it is! I’m 21 and stressed about financial issues rather than living my life AND I’m ruining future possibilities for loans, ect by ruining my credit score. All my cc have at least 16% VARIABLE apr. How do i get rid of them asap?””
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Why was I denied for this credit card?
I was very surprised to find that I was denied for a Frontier Airlines Master Card. I am young, but my husband and I have good credit (upper 700’s) and own our home (never been late on payments) and have 2 fully paid off new vehicles. We have a few other credit cards with balances of less than $100 on them, but wanted a Frontier one because of how often we travel. Our debt to income ratio is great, so I don’t understand why they wouldn’t give us one. Any ideas?””
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“”Is it possible to get $40,000 in loans, with HORRIBLE credit?””
Okay, so i know absolutely nothing about credit scores, credit cards, etc. But my aunt was living in a house that was for sale, being sold by my grandparents, (which is why she & her family got to stay there) — And it sold. So i got bored, and started looking up houses for sale. And foreclosed homes are EXTREMELY cheap, apparently. But the site I was looking at, said you have to take out a 40,000 loan. And my mom said you have to do that, when you buy a home. My aunt and her family have had money troubles, and their credit is just… Well, it’s bad. So I was wondering, is there any way they could get a legitimate loan? Not offline, from some site, that guarantees tons of loans. But is there any possible way she could get a loan, from a real bank? Or loan service? (I’ve looked into the loan services. They usually only let you have 1,500. Small loans won’t work.)””
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“”Need $3,000 and have no credit?””
checked transunion yesterday as we went thru this. went from 730 to 654 in rating, probably because of all the applications for credit cards and loans that have been denied for insufficient history. I already corrected a few problems found when I was in freecreditreports.com like a wrong middle name (dont have one) etc. I had credit long ago but havent done anything for a while. have a checking account for the past year and a half, and just opened a savings account. have pretty much made no money to save and spent time living week to week. I had just been handing over the money to my girlfriend who has taken care of the bills so I didnt have to worry about it. Never thought I would really need credit, but looks like if I want any real goals, Im going to have to work at it now. It will just take time. and I havent tried tfor 3000 for the last 3 years, wanted a 3 year loan to keep payments closer to 100 a month or so. :) sorry if that was confusing.””
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Credit report?
can anyone tell me some tip/secrets to getting a good credit reprt I mean how to impove your score within 3month I have started by disputing items, but what else can I do?””
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Negotiating deal on options for new K. Hovnanian Home?
I am looking to purchase a new home from the builder K. Hovnanian. They are offering a national sale for 3 days only. 72% off of all options up to $40,000. This sounds like a great deal, but EVERYTHING is an option, the base price is a bare bones price of $350,000. Does anyone work for K. Hovnanian or has anyone dealt with K. Hovnanian before that could let me know if I have any shot at getting them to discount options I purchase over the $40,000 included in the deal? The housing market in my area (Raleigh, NC) is strong, but developments are popping up left and right and builders are starting to overbuild and are having trouble dealing their current inventory. This development is currently offering up to $40,000 off existing inventory of houses (these houses are in the $350,000 to $450,000 range.) If someone could give me some advice on whether they think I could get an additional amount off or advice on how to best negotiate a new yet to be built house I would appreciate it. Thanks””
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Where can I get a faxless payday loan?
I need to get a loan online, I don’t have a fax machine, though. My cat is very sick and needs to see a vet ASAP. He cannot wait until I get my next paycheck and I know all fees and everything added on with payday loans. I’m willing to deal with the hassle. I just can’t find a site where I won’t have to fax something. I don’t want a site that matches, either. I’ve been filling them out for hours and they aren’t matching me with anything but other matching sites. Very annoying. Thanks!””
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Where can i find an online loan that IS NOT a payday loan? PLEASE HELP?

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How to sell a retail store credit card to customers?
I work in an outdoors type retail store. We sell everything from fishing equipment, camping equipment, hunting equipment including guns, ammunition, bow and arrows, clothing, and shoes. I am a cashier there (as well as a salesman apparently.) I need help on how to get our customers to apply for our rewards MasterCard. Here are some of the benefits. 3 points per dollar on all in store purchases, 2 points per dollar on gas and groceries, and 1 point per dollar on all other purchases. Every 2,000 points you earn you receive a $20 gift certificate that can be used in our store of redeemed for cash. I am a horrible salesman because I hate trying to be sold things, I am one of those people who know what I came in the store for & am not going to get anything else. Unfortunately a lot of my customers are like me. But this is my job so I have to sell it and get better at it or I won’t have a job for too much longer. Thanks for the advice.””
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I need a $1500 loan asap. Anyone please help?
I need a $1500 loan but cant do payday loans because of my credit. I work almost 40 hours a week but have had bills come up recently and dont get paid again until next week. If i dont pay these bills asap i will be kicked out of my house and wont have a car to get to work anymore. Can anyone please help me out or atleast give me a tip on what i can do????
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Which is the best credit card in India ?
Please give features and name of bank or financial institution.
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“”When applying for a home loan modification, does it really help to hire legal representation?””
i’ve recived the information from the bank to apply for the modification of the loan, but ive also heard of a law firm who will represent my case for a fee. is it worth it to have this representation, or will i be wasting more money?””
“”
Is mortgage interest reported in schedule B?

“Is there a way of knowing which stores use which credit bureau?

I am interested in getting some type of store card (example: walmart, old navy, target, best buy and others) Are there certain stores that get your credit report from one bureau or another? The reason I am asking is because my credit is not the best and transunion seems to have alot of bad things in my report and the other two dont? Is there anything I can do or a way of knowing?

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How long can i get a auto loan on a 2001 truck? 60 months ? 72 ? thanks?
we are going to be paying it off in a year or so, and want a cheap payment.””
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Bankruptcy on all my dept?
i want to know if any one has gone into bankruptcy? what is all involved ? can i save my home ?
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Student Loan: Possible with horrible credit and no cosigner?
Hi! I am trying to get a student loan since I was denied for FAFSA. My parents made too much money last year and even though they are NOT helping me pay for school, it doesn’t matter. Yay… So I need to get a student loan for community college for two years equaling to about $15,000 most likely. I have horrifically bad credit (I was young and stupid) and no co-signer. What are the possibilities I can get a loan? And what avenues should I take for my best options? And if I am not mistaken, the loans are repaid after graduation, correct? Thank you so much!””
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Should he file bankruptcy?
My friend is moving to Australia from the USA. He is $9,000 in debt to 4 companies. He is planning on living in there for as long as he can. He does not want to file bankruptcy, he just wants to skip town. I told him that he will eventually have to pay up. I told him if he can save up for a plane ticket then he can pay off the debt then move but he is planning on moving in 6 months. Should he file or just skip town? If he plans on moving back won’t he be in more trouble financially?””
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Loan pre-closing document help?
It said we were approved, and we signed the pre-closing documents… then when I called today they said they had to verify and review some things. As for income. I own my business and make around $6500 a month. My mom makes around $850 a month part time and 2600 a month from child support & alimony. We were able to secure the loan on my Mercedes. Why not this?””
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How can I get out of payday loan hell?

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Will removing my wife as an authorize user on a credit card help her credit score?
I have a credit card with a 20K balance and I’m the primary cardholder while my wife is listed as an authorized user. This debt now shows up on both of our credit reports even though technically the debt is all mine. But this is hurting her credit score since she does not have many accounts on her credit profile and 20K looks very bad on her credit report. So my question is if I remove her as an authorized user, will the 20K debt dissapear from her credit report thus she will have 0 debt on her credit report. Thanks!””
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Should I be approved for this auto loan?
I went to a credit union today to apply for an auto loan that is for $10,000. I want to get a used car. My credit score came back as 709.I have an income of like $1800 a month. And I live at home for free. Only thing is that I have only been at my job for 3 months. But I just want to know what others opinions are.””
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Can you get 100% mortgage loan with 676 credit score?
I want to purchase a condo, right now my score is 680, but I had to shop around so I think my score will go down. will I still be qualified for a 100% loan if my score is 676?””
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Ordered Domino’s pizza online with credit card? 10 PTS!?
oops forgot to say she went out for the night too thats why shes not here and stuff
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Where can a 17 year old with a cosigner get an auto loan for only around $2000?
I need my own car. I want to get something little with good mpg like a vw bug, or a geo metro lsi. I would need a small loan of $1000 — $2000 so I could pay it off before I get into debt for college. My dad would be a cosigner, and he gets paid like $7000 a month. The only problem I’ve been running into is that car loans have to be like $5000 and I won’t be able to get that paid off, and not to mention I don’t have the money for 10% down on that kind of a loan. Any suggestions?””
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Question about Auto loan ?
I dont much credit, I just bought a 2005 legacy about 1 month ago. I just saw the car of my dreams in another dealership. I called and he said he can not get me finance if I already have another loan out. The price $8,000 Id like to put $7,000 down payment and pay the rest next month. Would the dealer be able to work with that? and will it help my credit?””
“”
We r in chapter 13 bankruptcy why are we having to pay 95% of what we owe for a boat and rv we surrendered?
We dont understand why we are having to pay 95% of something we have surrendered.We understand having to pay the balance after stuff has been sold but 95%?
“”
How much can I raise my credit score in about 6 months?
I currently have about $2,000 in credit card debt that I am actively paying down. My credit scores range between 559 and 580, I need at least a 650 to consolidate my student loans. I should be clear of my credit card debt in mid September. Will my credit score improve? I am not planning to use the credit cards — they are already cut up! I am 23, work full time and need my student loans consolidated but I can’t until my score improves.””
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Are there stated income auto loans?
I return to active duty at the end of this month. I haven’t had full time work for the last 6 months. Is there anyone that gives stated income auto loans? If I show my enlistment contract and Orders to return to active duty, will that increase my chances of a loan being approved?””
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How to file bankruptcy?
News reports say, and I’ve found, that filing bankruptcy through a lawyer is very expensive. Can’t afford it. How can I file cheap, low-cost affordable bankruptcy?””
“”
Checking credit score Hurts my credit?
I was wondering if I can check my credit rating. I’ve never checked it before. I’m a student that was just recently denied a student loan. So I would like to know why. I’m wondering what my credit score is and would like to check it. But does checking the credit score hurt my credit?? Also, where is a good place I can check my credit score??””
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What happened to the old free credit report band?
I know we all know freecreditreport.com”””” commercials. I love the new band I just want to know what happened to the old one. :)””””””
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How do I get a Post Bankruptcy loan?

“Is there a way of knowing which stores use which credit bureau?

I am interested in getting some type of store card (example: walmart, old navy, target, best buy and others) Are there certain stores that get your credit report from one bureau or another? The reason I am asking is because my credit is not the best and transunion seems to have alot of bad things in my report and the other two dont? Is there anything I can do or a way of knowing?

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